The Self-Help Housing program provides first time home buyers an opportunity for affordable home ownership with no down payment and mortgage payments often times less than many households pay in rent. RurAL CAP established its Self-Help Housing program in 2004. The Self-Help Housing program is a partnership between RurAL CAP and the US Department of Agriculture-Rural Development and the Alaska Housing Finance Corporation’s Home Ownership Development Program.

Home buyers join a group of six to twelve other qualified participants who work together under the guidance of RurAL CAP’s Construction Supervisor to create a community of attractive single-family homes.